Home    Team Member Profile

Ruth Smyth DipPFS, Assoc. CIPD's Profile

Ruth Smyth DipPFS, Assoc. CIPD

Office Manager

T: 01257 423 800
Email Me

Ruth joined Prosper in July 2016 and now assists the Managing Director in running the Head Office in Wigan. Ruth has over 30 years of experience within the Financial Services industry in different roles including administration, para-planning, advising and management and so brings a wealth of experience to the team.  As well as holding the Diploma in Financial Planning, Ruth is also a qualified HR practitioner.

Our Areas of Expertise

When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to which you have become accustomed, so unless you can guarantee a large inheritance or windfall, then you need to provide yourself with a secure income for the rest of your life.  
When someone talks about savings and saving money, it could be referring to a piggy bank on the mantelpiece or a high interest deposit account. Savings are effectively cash or cash instruments, such as deposit accounts, term bonds etc.
Wealth Preservation
Wealth, just like your health, must be carefully preserved. Your assets need to be protected against the potential threats of erosion by taxation, the effects of inflation and investment risks.
Long Term Care
The whole process of dealing with an elderly relative who needs care can be difficult, emotive and stressful. At Prosper we specialise in giving advice on Long Term Care solutions by working closely with the family members concerned.


Value Move %
FTSE 100
7247.7002 -47 -0.64%
FTSE 250
19653.5996 -80 -0.41%
FTSE 350
4036.1899 -24.5301 -0.6%
FTSE All Shares
3988.3301 -23.9599 -0.6%
Dow Jones
25219.3809 +53.4414 +0.21%
7239.4702 +2.9604 +0.04%

Request a Call Back

Enter the characters shown in the image.